Compliments
of:
L.T.M.
Collision Center
1188
Enterprise Road
East Petersburg, PA 17520
Phone (717)
569-2800
FAX # (717) 569-9248
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- Stop at once and identify
yourself.
- Show your driver's license and
registration to the other driver, the injured persons, and
to any police officer.
- If injuries appear serious,
call an ambulance. If you feel you were injured in any way,
see a physician promptly. It is important for you to seek
treatment right away.
- Report the accident to the
Department of Motor Vehicles within ten days if property
damage exceeds $_______ (check with your local Department of
Motor Vehicles to confirm amounts) and/or injury or death
results.
- Write a complete
description of the accident as soon as possible. Use
this handy accident record to help you gather important
information.
- Notify your insurance company,
even if the claim appears small and there are no
apparent injuries. Settling the claim yourself is
dangerous. Follow all prescribed procedures when reporting
an accident to your insurance company.
- Be aware of the
"Appraisal Clause" in your insurance policy. If
the insurance company and the body shop cannot agree on what
the repairs should cost, this could provide a means for fair
settlement.
- Have even minor damage
repaired. Letting your car go un-repaired can cost you in
the long run. Dents and rust spots deduct from the resale or
trade-in value of your car. You will pay for it eventually,
so drive a car that's in first-class condition now.
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Get
These Facts
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Draw a diagram of the accident
showing the direction of the vehicles involved and the point of
accident. Show street names and location of street signs, stop
signs, lights etc.
Describe any other damage or
pertinent information below:
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WHEN DID THE ACCIDENT HAPPEN?
Date
Time
WERE DID IT HAPPEN?
Street(s)
City
WAS ANYONE INJURED?
Pedestrian?
Your Passenger?
Other?
Name
Address
WAS THERE A WITNESS?
Name
Address
WAS THERE A POLICE REPORT TAKEN?
Department
Report #
The OTHER PARTY
Name
Address
____________________________________
Phone #
Drivers License #
Date of Birth
Registered owner of vehicle
Insurance Company
Policy Number
THE OTHER AUTO
License #
State
Year
Make/Model
Color
Number of passengers
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L.T.M.
Collision Center 1188
Enterprise Road
East Petersburg, PA 17520
Phone (717)
569-2800
FAX # (717) 569-9248
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- Do not discuss responsibility.
- Do not discuss the circumstances
of the accident with anyone except the police and a positively
identified representative of your insurance company.
- Never give a signed statement to
the claims adjuster representing the other driver's insurance
company. The same goes for a phone recording. If you are being
pressured, you may wish to consult an attorney.
- Don't accept a check for the
repair of your car until you're sure it covers all necessary
repairs. As the owner, you are the person who is responsible
for having your car repaired to your satisfaction. Choosing a
quality repair shop is an important decision in assuring your
satisfaction.
- Don't be fooled by the
"lowest estimate." There is a big difference in body
shops. A low bid could reflect an incomplete job. When some
items (such as alignment) are overlooked on a repair, the
consequences to the driver can be serious. An improperly
repaired car, especially one with heavy structural damage, is
like a time bomb waiting to go off. Exercise your right to
determine which shop will repair your car. Make sure every
detail has been attended to and repaired to your complete
satisfaction before signing any insurance company release.
- Don't allow your car to be towed
to a repair shop you are not familiar with. Don't authorize
repairs by signing a towing release unless you have decided to
have your car repaired by the shop your car is being towed to.
Read and understand all papers before you sign them.
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